Our commitment to protecting your privacy and personal data
2026/02/08
Privacy Policy
Last updated and effective date: 8 February 2026
PLEASE READ THIS PRIVACY POLICY CAREFULLY. THIS PRIVACY POLICY DESCRIBES HOW WE COLLECT, USE, PROCESS, STORE, AND DISCLOSE PERSONAL INFORMATION WHEN YOU ACCESS OR USE OUR WEBSITE, APPLICATIONS, AND RELATED SERVICES (COLLECTIVELY, THE “SERVICES”). BY ACCESSING OR USING THE SERVICES IN ANY MANNER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THE COLLECTION, USE, AND DISCLOSURE OF YOUR INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY.
We are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains the types of information we collect, how we use such information, the circumstances under which we may share it, and the measures we take to protect it when you use our Services.
This Privacy Policy applies to all users of the Services and should be read together with our Terms of Service. Capitalized terms not defined herein shall have the meanings set forth in the Terms of Service.
We may collect and process the following categories of information, depending on how you interact with the Services:
Personal information you voluntarily provide to us, such as your name, email address, and message content, when you contact us.
We do not require an account to use the Calculator.
The Calculator uses inputs you enter (such as amounts, contribution frequency, time horizon, assumed return rate, and optional inflation rate) to generate results. These inputs are primarily processed in your browser.
If you choose to share a link or use features that write your inputs to the URL (for example, to share a scenario), those values may appear in the URL query string. URLs may be stored in browser history and may be included in standard web server logs and third-party analytics logs.
Information relating to your use of the Services, including pages viewed, features accessed, time and date of access, duration of visits, referring URLs, and other diagnostic data.
Information about the device and technology you use to access the Services, including Internet Protocol (IP) address, browser type, operating system, device identifiers, language preferences, and related technical data.
We may use the information we collect for the following purposes:
To provide, operate, and maintain the Services
To respond to inquiries and provide customer support
To notify you about changes, updates, or modifications to the Services
To monitor, analyze, and improve the performance, functionality, and security of the Services
To detect, prevent, and address technical issues, security incidents, fraud, or misuse
To comply with applicable legal obligations and enforce our policies and agreements
We process personal information only to the extent necessary and proportionate to achieve the purposes described in this Privacy Policy.
We may use third-party services to help us operate, support, and improve the Services. These providers may process information such as usage data, device information, and (in some cases) full URLs.
For example, we use Microsoft Clarity to understand how users interact with the site. Microsoft Clarity may collect information about your interactions (such as clicks, scrolls, and session data) and may set cookies or use similar technologies.
We may also use other analytics tools (such as Google Analytics, Plausible, Umami, or similar services) when configured, as well as hosting and infrastructure providers.
We implement reasonable administrative, technical, and organizational measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security of your information.
You acknowledge and agree that you provide your information at your own risk.
We retain personal information only as long as necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Server logs and analytics data are typically retained for limited periods according to provider settings.
We reserve the right, at our sole discretion, to modify or update this Privacy Policy at any time. Any changes will be effective upon posting the revised Privacy Policy on this page, with the updated effective date indicated at the top.
Your continued use of the Services after the posting of any changes constitutes your acceptance of such changes. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, you may contact us through the contact information provided on our website.